{"id":547,"date":"2025-11-01T02:01:32","date_gmt":"2025-11-01T02:01:32","guid":{"rendered":"https:\/\/blog.utc.edu\/crer\/?p=547"},"modified":"2025-11-05T02:46:48","modified_gmt":"2025-11-05T02:46:48","slug":"11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined","status":"publish","type":"post","link":"https:\/\/blog.utc.edu\/crer\/2025\/11\/01\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\/","title":{"rendered":"11\/1\/25: Opinion &#8211; UTC Rollins College Research Details How Local Housing Affordability Declined"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"842\" height=\"524\" src=\"https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842.jpg\" alt=\"\" class=\"wp-image-548\" style=\"width:448px;height:auto\" srcset=\"https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842.jpg 842w, https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842-768x478.jpg 768w, https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842-580x361.jpg 580w, https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842-610x380.jpg 610w\" sizes=\"auto, (max-width: 842px) 100vw, 842px\" \/><\/figure>\n<\/div>\n\n\n<p>Clint Cooper, the Free Press editor at the Chattanooga Times Free Press, wrote an opinion piece base on the most recent CRER white paper, &#8220;<a href=\"https:\/\/www.utc.edu\/gary-w-rollins-college-of-business\/crer\/research#WP11HousingAffordabilityTrendsinChattanooga\">Housing Affordability Trends in Chattanooga<\/a>.&#8221; The piece outlined many of the findings in the research, especially that the main obstacle to housing affordability is high mortgage rates. Mortgage rates are still well above their pre-pandemic levels because of the recent burst of inflation that has still not been controlled fully.  <\/p>\n\n\n\n<p>&#8220;But since the data in the report covers a period from the pre-COVID third year of the first Trump presidency to roughly the first six months of the second Trump presidency, the bulk of it spans the four years of the Biden administration, when inflation reached its highest point in 40 years.<\/p>\n\n\n\n<p>So its conclusions about the lack of home affordability and high mortgage rates are at least somewhat attributable to the inflationary policies of the previous presidency.&#8221;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.timesfreepress.com\/news\/2025\/nov\/01\/opinion-utc-rollins-college-research-details-how\/\">Read the entire piece here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Clint Cooper, the Free Press editor at the Chattanooga Times Free Press, wrote an opinion piece base on the most recent CRER white paper, &#8220;Housing Affordability Trends in Chattanooga.&#8221; The piece outlined many of the findings in the research, especially that the main obstacle to housing affordability is high mortgage rates. Mortgage rates are still&hellip; <\/p>\n<p class=\"more-link-wrap\"><span><a class=\"more-link button text\" href=\"https:\/\/blog.utc.edu\/crer\/2025\/11\/01\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\/\"><span>Continue Reading <\/span><\/a><\/span><\/p>\n","protected":false},"author":2009,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2],"tags":[],"class_list":{"0":"post-547","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-media","7":"entry","8":"has-post-thumbnail"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>11\/1\/25: Opinion - UTC Rollins College Research Details How Local Housing Affordability Declined - Center for Regional Economic Research<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.utc.edu\/crer\/2025\/11\/01\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"11\/1\/25: Opinion - UTC Rollins College Research Details How Local Housing Affordability Declined - Center for Regional Economic Research\" \/>\n<meta property=\"og:description\" content=\"Clint Cooper, the Free Press editor at the Chattanooga Times Free Press, wrote an opinion piece base on the most recent CRER white paper, &#8220;Housing Affordability Trends in Chattanooga.&#8221; The piece outlined many of the findings in the research, especially that the main obstacle to housing affordability is high mortgage rates. Mortgage rates are still&hellip; Continue Reading\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.utc.edu\/crer\/2025\/11\/01\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\/\" \/>\n<meta property=\"og:site_name\" content=\"Center for Regional Economic Research\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-01T02:01:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T02:46:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.utc.edu\/app\/uploads\/sites\/152\/2025\/11\/103832971_072024x00-construction479_t842.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"842\" \/>\n\t<meta property=\"og:image:height\" content=\"524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Howard Wall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Howard Wall\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blog.utc.edu\\\/crer\\\/2025\\\/11\\\/01\\\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.utc.edu\\\/crer\\\/2025\\\/11\\\/01\\\/11-1-25-opinion-utc-rollins-college-research-details-how-local-housing-affordability-declined\\\/\"},\"author\":{\"name\":\"Howard Wall\",\"@id\":\"https:\\\/\\\/blog.utc.edu\\\/crer\\\/#\\\/schema\\\/person\\\/ac8ac7d353aec89023a6f279055ecfa7\"},\"headline\":\"11\\\/1\\\/25: Opinion &#8211; 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