The recent study by the Center for Regional Economic Research (CRER) at University of Tennessee at Chattanooga shows median list home prices in the Chattanooga metro jumped about 39 % between 2019 and 2025. Meanwhile, real median household income rose 13.5 % from 2019 to 2024—well above the 3.9 % national rate. Despite this income growth easing some pressure, elevated mortgage rates remain the main barrier to housing affordability. >>>Read More>>>