A recent report shows car repossessions are up to the highest number since the recession of 2009. U.S. companies are intensifying job cuts and workforce reductions and U.S. consumer debt reached a record high of more than $18 trillion with significant increases in mortgage and credit card balances. As the Christmas gift buying season is underway, some financial advice would be good to hear right now from Dr. Howard Wall the director and chief economist of the Center for Regional Economic Research at UTC.>>>Listen>>>